Prepare to be amazed by this unbelievably fluffy and decadently moist Vegan Chocolate Chip Coffee Cake! Crafted with a secret ingredient—dairy-free sour cream—it boasts an incredibly tender crumb. Each bite is a symphony of flavors and textures, featuring delightful pockets of melty chocolate chips intertwined with a luxurious, tangy dairy-free cream cheese swirl. This isn’t just an easy coffee cake recipe; it’s a revelation, designed for simplicity with a one-bowl batter that requires no eggs and no dairy. The best part? You’d never, ever guess it’s completely plant-based.

Experience the Magic: A Vegan Sour Cream Chocolate Chip Coffee Cake that Changes Everything!
Among all the coffee cake recipes I’ve meticulously developed and perfected over the years, this particular sour cream chocolate chip coffee cake holds a special place as my absolute favorite. It transcends expectations, proving that plant-based baking can not only rival but often surpass traditional versions in flavor and texture. From the moment you take your first bite, you’ll understand why this recipe is truly “life-changing.”
My journey through the world of coffee cakes has been quite extensive. I’ve created beloved classics, like our foundational classic vegan coffee cake and the warmly spiced vegan pumpkin coffee cake, which are always crowd-pleasers. Each recipe is crafted with a deep understanding of how to achieve that perfect balance of sweetness, spice, and tender crumb, all while adhering to a completely vegan framework.
But a recent innovation has truly elevated my coffee cake game: incorporating a rich, creamy cream cheese swirl into the heart of these delightful cakes. This simple addition transforms the entire experience, as evidenced in popular creations like my almond croissant coffee cake, the comforting banana bread coffee cake, the autumnal apple crumb cake, and the bright, zesty lemon blueberry coffee cake with cream cheese swirl. My friends, this creamy layer is an absolute game-changer, adding an irresistible tang and moisture that takes each coffee cake from delicious to utterly divine.

The culinary marvel before you is the culmination of these delicious experiments: a fluffy, tender, and incredibly rich vegan sour cream coffee cake. Its deep flavor is enhanced by the subtle, nutty notes of (vegan) browned butter and fragrant vanilla, generously studded with molten semi-sweet chocolate chips. What makes it truly extraordinary are the layers: a lusciously creamy, silky cream cheese swirl nestled between the cake, more chocolate chips for good measure, and a delightful vanilla chocolate chip crumble topping that adds a perfect textural contrast. It sounds like a mouthful, and it is—a wonderfully satisfying one.
What’s even more impressive is the sheer simplicity of this chocolate chip crumb cake. The entire batter comes together in just one bowl, requiring nothing more than a whisk. There’s no need for a bulky stand mixer, nor the hassle of separately whisking dry ingredients. This streamlined approach means less cleanup and more time to enjoy your delicious creation.
And for those still skeptical, here’s the truly unbelievable part: this vegan chocolate chip coffee cake is entirely plant-based. Yes, you read that right. Absolutely no dairy, no eggs, and yet it achieves a moistness, richness, and crumb that would fool even the most discerning palate. You’d truly never know its vegan secret.
This plant-based crumb cake is an absolute delight, perfect as a show-stopping treat for a holiday brunch, a comforting weekend breakfast, or simply enjoyed with a robust, aromatic cup of coffee. Its universal appeal makes it a fantastic option for guests with dietary restrictions or for anyone looking to explore the delicious possibilities of vegan baking. You are going to adore every single bite!

The Vegan Secret: How to Achieve an Incredibly Moist Coffee Cake Without Dairy or Eggs
It’s completely natural to wonder how such a gloriously fluffy, light, and tender texture can be achieved in a coffee cake without eggs, butter, or even traditional milk. The answer lies in smart, strategic ingredient swaps and a deep understanding of plant-based baking chemistry. Fortunately, I’ve already done the extensive testing and heavy lifting for you, making this recipe remarkably simple and foolproof!
For the Eggs: The secret weapon here is dairy-free sour cream. It’s an exceptional egg replacement in baking, particularly for cakes and cookies, where it contributes not only to binding but also to moisture and tenderness. Its rich, creamy consistency mimics the fat and structure that eggs provide, ensuring a velvety crumb. You can see its magic at work in my vegan vanilla cake and my “better than Tollhouse” vegan chocolate chip cookies – truly transformative!
For the Milk: Any plant-based milk will work beautifully to create the essential vegan buttermilk. Don’t be intimidated by the term “from scratch”; it literally takes less than 5 minutes to prepare! Just combine your chosen dairy-free milk with a touch of apple cider vinegar or lemon juice, let it sit for a few minutes to curdle, and voilà! Whether you opt for soy milk, creamy oat milk, or light almond milk, the acidity from the buttermilk reacts with the baking soda to create that signature rise and tender texture.
For the Butter: When it comes to vegan butter, quality makes a difference. I personally swear by Miyoko’s Kitchen Cultured Vegan Butter. Its flavor and texture are remarkably close to traditional dairy butter, melting and browning beautifully. The results are consistently incredible, yielding a rich, buttery taste and moist crumb that will make you forget you’re baking something entirely dairy-free. Using a high-quality vegan butter ensures that the richness and depth of flavor usually associated with traditional coffee cakes are perfectly replicated, if not enhanced.

Step-by-Step Guide: Crafting Your Delicious Vegan Chocolate Chip Coffee Cake
For detailed written instructions and precise ingredient measurements, please refer to the comprehensive recipe card at the bottom of this post. Alternatively, you can effortlessly navigate directly to the recipe card by clicking the “jump to recipe” button conveniently located at the top of this page. This section offers a concise overview of the key steps, complete with accompanying visuals, to ensure you have a clear and confident baking experience.








Can I Make This Coffee Cake Without the Cream Cheese Swirl?
Absolutely! While the creamy dairy-free cream cheese swirl adds an irresistible tang and extra layer of moisture, this sour cream chocolate chip coffee cake is still incredibly delicious on its own. If you prefer a simpler version or just aren’t in the mood for the cream cheese layer, you can certainly omit it without any issues.
To do so, simply skip step 3 entirely. Then, when assembling the cake, pour all of the chocolate chip coffee cake batter into the prepared springform pan in one go, spreading it evenly. Follow with the remaining chocolate chips and the crumble topping as usual. Due to the absence of the cream cheese layer, the baking time will be slightly shorter. Plan to bake for approximately 55-60 minutes. Always check for doneness by inserting a toothpick into the center of the cake; it should come out clean or with a few moist crumbs attached.
Is it Possible to Make This Delicious Coffee Cake Gluten-Free?
Yes, absolutely! Creating a gluten-free vegan chocolate chip coffee cake is entirely achievable with the right flour blend. I highly recommend using King Arthur Measure for Measure gluten-free flour. This particular blend is fantastic because it’s specifically designed to replace regular all-purpose flour cup-for-cup in most recipes, making the substitution straightforward and successful.
If you choose to use a different brand of gluten-free flour blend, it is crucially important to ensure that the blend explicitly contains xanthan gum. Xanthan gum acts as a binder and provides structure, mimicking the properties of gluten. Without it, your cake may not hold together properly, resulting in a crumbly or dense texture. Always check the ingredient list on your gluten-free flour blend packaging to confirm the presence of xanthan gum for the best baking results.

Versatile Baking: Exploring Different Pan Options for Your Coffee Cake
While a 9-inch springform pan is recommended for its ease of release and beautiful presentation, this vegan chocolate chip coffee cake recipe is quite adaptable to various baking pans. Don’t let a lack of a springform pan deter you from making this delightful treat!
- 9-inch Square Pan: If you don’t have a springform, a 9-inch square pan is an excellent alternative. Simply grease and flour it well, or line it with parchment paper for easy removal.
- 9×13-inch Sheet Cake Pan: For a larger, thinner coffee cake that feeds a crowd, a 9×13-inch sheet cake pan works beautifully. The baking time might be slightly reduced due to the thinner batter layer, so start checking for doneness around the 50-minute mark.
- Bundt Pan: Feeling fancy? A 10-cup sized Bundt pan can also be used. To make this crumb cake as a Bundt cake, follow the same layering pattern: pour half the batter, then add the cream cheese swirl, followed by the remaining batter, chocolate chips, and crumble topping. Be sure to generously grease and flour your Bundt pan to ensure easy release. The baking time will be approximately the same as for a springform pan, but it’s wise to start checking with a toothpick around the 55-minute mark, as oven temperatures can vary.
Regardless of the pan you choose, always remember to test for doneness by inserting a toothpick into the thickest part of the cake. It should come out clean or with minimal moist crumbs attached, indicating a perfectly baked coffee cake. Enjoy the flexibility and get creative with your bakeware!
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If you embark on the delicious journey of making this recipe, we’d be absolutely thrilled to hear from you! Please take a moment to leave a thoughtful comment and a star rating ⭐️⭐️⭐️⭐️⭐️ below. Your feedback is incredibly valuable, helping other home bakers discover and enjoy these recipes. As always, I absolutely love to see your beautiful creations! So, be sure to tag me on Instagram and Pinterest – use the hashtag #thebananadiaries so I can admire your baking prowess!
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Moist Chocolate Chip Coffee Cake with Cream Cheese Swirl (Vegan)
5 Stars 4 Stars 3 Stars 2 Stars 1 Star
5 from 3 reviews
Author: Britt Berlin
Prep Time: 10 minutes
Cook Time: 70 minutes
Total Time: 1 hour 20 minutes
Yield: 16 1x
Category: Breakfast, Dessert
Method: Baking
Cuisine: American
Diet: Vegan, Dairy-Free, Egg-Free
Description
This truly delightful fluffy and incredibly MOIST vegan chocolate chip coffee cake features an unbelievably tender crumb thanks to dairy-free sour cream. It’s generously studded with pools of melty chocolate chips and boasts a luxurious, tangy dairy-free cream cheese swirl. Not only is this one of the easiest coffee cake recipes you’ll ever make—with the entire batter coming together in just one bowl—but it’s also completely egg-free and dairy-free. You’d truly never know it’s vegan!
Ingredients
Scale
For the Vegan Chocolate Chip Crumble:
- 1 cup (125 g) all-purpose flour* (or a certified gluten-free blend with xanthan gum)
- 1 tsp ground cinnamon
- 1/2 cup (100 g) granulated sugar
- 1/4 cup (50 g) light brown sugar, packed
- 5 tbsp (70 g) unsalted vegan butter, melted and cooled to room temperature
- 1 tsp vanilla extract
- 1/8 tsp sea salt
- 1/2 cup vegan chocolate chips (mini or regular)
For the Creamy Vegan Cream Cheese Filling:
- 8 ounces vegan cream cheese, softened to room temperature
- 1 tbsp brown sugar, packed
- 1 tbsp cornstarch
- 1 tsp vanilla extract
For the Moist Vegan Chocolate Chip Coffee Cake Batter:
- 2/3 cup (180 g) homemade vegan buttermilk (dairy-free milk + 1 tsp apple cider vinegar or lemon juice), at room temperature
- 1/2 cup (113 g) unsalted vegan butter, melted (and browned, if desired, see instruction #4), then cooled
- 3/4 cup (150 g) granulated sugar
- 1/2 cup (100 g) light brown sugar, packed
- 3/4 cup (170 g) dairy-free sour cream or vegan Greek yogurt, at room temperature
- 1 tbsp vanilla extract or vanilla paste
- 1/4 tsp sea salt
- 2 tsp baking powder
- 1/2 tsp baking soda
- 3 cups (375 g) all-purpose flour* (or a certified gluten-free blend with xanthan gum)
- 1 cup vegan mini chocolate chips, divided (2/3 cup for batter, 1/3 cup for topping)
For the Simple Glaze:
- 1 cup (150 g) powdered sugar
- 2–3 tbsp dairy-free milk, such as oat milk or soy milk
Instructions
- Prepare Your Workspace and Ingredients: Begin by preheating your oven to 350°F (175°C). Line a 9-inch springform pan with parchment paper on the bottom and lightly grease the sides (or use a non-stick cooking spray). Take a moment to measure out all of your ingredients, ensuring they are at room temperature as specified. Don’t forget to prepare your vegan buttermilk by combining the dairy-free milk with apple cider vinegar or lemon juice and letting it sit for 5 minutes.
- Craft the Delectable Crumble Topping: In a medium-sized bowl, whisk together the all-purpose flour, ground cinnamon, granulated sugar, light brown sugar, melted and cooled vegan butter, vanilla extract, and sea salt. Mix until the ingredients are well combined and form a crumbly mixture. Finally, stir in the 1/2 cup of vegan chocolate chips, ensuring they are evenly distributed throughout the crumble. Set this aside to be used later.
- Whip Up the Creamy Vegan Cream Cheese Filling: In a separate medium bowl, combine the softened vegan cream cheese, brown sugar, cornstarch, and vanilla extract. Whisk vigorously until the mixture is perfectly smooth, creamy, and free of any lumps. This ensures a silky texture for your swirl. Once smooth, set this bowl aside.
- Optional: Brown the Vegan Butter for Extra Depth: For an added layer of nutty flavor, you can brown the vegan butter. Melt the 1/2 cup of vegan butter in a medium saucepan over medium heat. Once melted, continue to cook for 2-3 minutes, stirring constantly. You’ll notice light brown specks forming at the bottom, and the aroma will become slightly nutty. Some vegan butters may foam; if so, briefly remove from heat to check for the specks. Once browned, immediately remove from heat and allow it to cool slightly before proceeding. This step is optional but highly recommended for richer flavor.
- Prepare the Moist Chocolate Chip Coffee Cake Batter: In a large mixing bowl (the beauty of a one-bowl recipe!), whisk together the cooled browned vegan butter (or simply melted and cooled vegan butter), granulated sugar, light brown sugar, dairy-free sour cream (or vegan Greek yogurt), and vanilla extract until thoroughly combined and smooth. Next, add in the sea salt, baking powder, and baking soda, whisking again to ensure they are evenly distributed. Finally, gradually add the all-purpose flour, alternating with pouring in the prepared vegan buttermilk, whisking just until the dry ingredients are fully incorporated into the wet ingredients. Be careful not to overmix; a few small lumps are perfectly fine.
- Fold in the Chocolate Chips: Gently pour in 2/3 cup of the vegan mini chocolate chips into the prepared cake batter. Using a spatula, fold them in carefully until they are evenly distributed throughout the batter.
- Master the Coffee Cake Assembly: Pour exactly half of your chocolate chip cake batter into the bottom of your prepared springform pan. Using an offset spatula or the back of a spoon, carefully spread the batter to reach the edges of the pan, creating a smooth, even layer. Next, pour the entire cream cheese filling mixture over this batter layer, gently spreading it to the edges as well. Then, spoon the remaining half of the chocolate chip cake batter over the cream cheese layer, carefully spreading it out to completely cover the filling and reach the pan’s edges. Finally, sprinkle the remaining 1/3 cup of chocolate chips over the top, followed by an even layer of the reserved crumble topping.
- Bake to Golden Perfection: Carefully place the assembled coffee cake into your preheated oven. Bake for approximately 70-72 minutes. The cake is done when the crumble topping is beautifully light brown and a wooden skewer or toothpick inserted into the center of the cake (avoiding the cream cheese layer if possible) comes out clean or with moist crumbs attached. Once baked, remove the coffee cake from the oven and allow it to cool completely in the pan for at least 1 hour. This crucial cooling time allows the cake to set and prevents it from crumbling when sliced.
- Prepare and Drizzle the Simple Glaze: While the coffee cake cools, prepare the glaze. In a small bowl, whisk together the powdered sugar and 2-3 tablespoons of dairy-free milk until you achieve a smooth, drizzly consistency. If it’s too thick, add more milk a teaspoon at a time; if too thin, add a bit more powdered sugar. Once the cake has cooled sufficiently, carefully remove the springform pan. Drizzle the prepared glaze generously over the top of the coffee cake for an extra touch of sweetness and shine.
- Slice, Serve, and Savor: Once glazed and fully set, slice your magnificent vegan chocolate chip coffee cake into generous portions. Serve immediately and enjoy every tender, moist, and flavorful bite! Any leftovers can be stored in an airtight container in the refrigerator for up to 5 days, maintaining its deliciousness.
Notes
Flour Options for Gluten-Free Baking: To make this recipe completely gluten-free, simply substitute the all-purpose flour with an equal amount of a high-quality gluten-free measure-for-measure baking flour. My personal recommendation is King Arthur Measure for Measure gluten-free flour. It’s vital that the gluten-free blend you choose explicitly lists xanthan gum as an ingredient. Xanthan gum is essential for providing structure and elasticity to the cake, which are typically provided by gluten in traditional flour. Without it, your cake may not hold together properly and could result in a dense or crumbly texture. Always double-check your gluten-free flour blend to ensure successful results!
Storage Tips: Store any leftover coffee cake in an airtight container at room temperature for up to 2 days, or in the refrigerator for up to 5 days. For longer storage, slices can be individually wrapped and frozen for up to 1 month. Thaw at room temperature or gently warm in the microwave for a fresh-baked taste.
Ingredient Temperature Matters: Ensuring your dairy-free sour cream, vegan cream cheese, and vegan buttermilk are all at room temperature is crucial for a smooth, well-emulsified batter and a tender crumb. Cold ingredients can cause the batter to seize and result in a denser cake.
Preventing a Soggy Bottom: To ensure your coffee cake has a perfectly baked bottom, make sure your oven rack is in the center, and avoid opening the oven door too frequently, which can cause temperature fluctuations.